Welcome to the ALT Title Blog

 

"Now more than ever, savvy home buyers are turning to the web to better understand the process of buying, selling and refinancing real estate."

-Frank Dowd, Founder & Former President of ALT

Avoid End of Month

By ALT Title | Aug 14, 2012

After twenty plus years in this business I still can’t figure out why the majority of real estate settlements take place at the end of the month? The buyer doesn’t save any money and the lenders are so busy that you receive everything last minute leading to more anxiety. If you’re buying real estate and…

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Don't pay too much for title insurance!

By ALT Title | Aug 14, 2012

Here are a few helpful tips to keep in mind as you shop around for title insurance: Don’t waive your right to choose your own title company. Your real estate agent may ask you to sign a disclosure form, or an authorization to order title insurance for you.  However, you are not obligated to use…

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Call for Mortgage Disclosure Regulation

By ALT Title | Aug 14, 2012

Have you ever purchased or refinanced real estate and had to deal with the stress of getting your final closing costs last-minute, because you were at the mercy of your lender?   Hopefully, that may be changing soon! The U.S. Consumer Financial Protection Bureau is currently considering a mortgage disclosure regulation in which lenders would…

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Money Saving Tips for the Summer

By ALT Title | Aug 14, 2012

As homeowners, we all like to reduce the household expenses whenever we can. Given the high temperatures in our region these last few weeks, here are a few money-saving tips for keeping your AC bill under control: 1.  Clean or replace the filter.  A dirty filter restricts the amount of air passing over the cooling coils.  It’s…

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