Posts by Frank Dowd
Forms you may be asked to sign that are not necessary for submitting your offer.
Along with your Agreement of Sale, your real estate agent may present you with a stack of papers to sign when preparing to submit an offer. Be careful. You may be asked to sign a disclosure such as a Conveyancing Addendum or an Affiliated Business Disclosure, obligating you to use their in-house title company along…
Read Full ArticleHome Buyer’s Guide to Savings
ALT works with with local lenders and real estate professionals to turn home buyers into homeowners. On a mission to make buying a home more affordable, what we started 20 years ago is now the industry standard. Buying a home doesn’t have to deplete your savings account. It’s time to put aside any outdated misconceptions…
Read Full ArticleAvoid the One Stop Shop
The one stop shop approach may sound convenient, but let the buyer beware. All-under-one-roof is rarely a cost effective way to shop for anything, especially a house.
Read Full ArticleRealtor Lender Page
Supporting Real Estate Professionals Since 2002 Technology, Service & Savings for Your Clients ALT Title is a full service title insurance and settlement service company conducting business throughout Pennsylvania from our office in Montgomery County. Our staff has a combined 75+ years of experience in title insurance, real estate, contract review and mortgage lending. We…
Read Full ArticleSave Thousands of Dollars on Pennsylvania Real Estate Closing Costs with These 5 Tips
Buying a home? Refinancing a mortgage? Save thousands of dollars on Pennsylvania real estate closing costs – in any market – with these 5 tips.
Read Full ArticleIs owner’s title insurance really optional?
Owner’s title insurance is optional, there is no law that requires it. But when you understand the benefits, you’ll realize that peace of mind isn’t as expensive as you might think.
Read Full ArticleShop around! Don’t pay too much for title insurance.
Here are a few helpful tips to keep in mind as you shop around for title insurance: 1. Don’t waive your right to choose your own title company. Your real estate agent may ask you to sign a disclosure form, or an authorization to order title insurance for you. However, you are not obligated to…
Read Full ArticleGetting Ready to Sell Your House?
Before you put your home up for sale, and certainly before having your first open house, here are 11 things to consider that most home sellers forget to think about and could cost you a sale.
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First Time Home Buyer’s Guide to Title Insurance & Final Settlement
First Time Home Buyer’s Guide to Title Insurance & Final Settlement You don’t need help answering fluffy questions like what kind of neighborhood do you want, or what’s the difference between an adjustable rate mortgage and a fixed rate mortgage? But if you can grasp these 5 points, you’ll be better prepared going into the…
Read Full ArticleAugust 2017 Newsletter
Good Morning Everyone, This past June, ALT celebrated our 15th anniversary in business! We started the company with two primary goals. Provide the best service that our industry has to offer, and to make buying and refinancing real estate less expensive for our customers. While we’re extremely proud of the success we’ve achieved the first…
Read Full ArticleWhat to Expect From a Full Service Settlement Company
When you finally find the perfect home for you and your family and the seller accepts your offer, you’re not quite across the finish line. There is still plenty of work to be done. For most homebuyers, the next move is to enlist the help of a settlement company. Since buying a home isn’t something…
Read Full ArticleWhat is Owner’s Title Insurance? Do I Need It?
Owner’s title insurance offers essential protection against the unknown. Legally, it is not required, but let the buyer beware…
Read Full ArticleWhat Happens at Settlement?
If you’re in the final stretch of buying a new house, it’s still not quite time to pat yourself on the back. You’ve made it this far and are inches away from owning your dream home. Now that you’ve jumped through all of the necessary hoops and obstacles, there’s one final, significant hoop you must…
Read Full ArticleThe Real Estate Professional’s Guide to the new TRID Rules
TRID rules go into effect Oct 3, 2015 and will change the consumer mortgage process. Understand the integrated forms, the new processes and timelines.
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