Bucks County Title Insurance Company

You have the right to select your title insurance company, even a title agent who is located outside your local area. As long as they are licensed in Pennsylvania, they can provide the title insurance policies for your Bucks County, PA purchase or refinance.

Is title insurance a requirement in Bucks County?

If you take out a mortgage loan in PA, your lender will require a title insurance policy for their protection. As the borrower, you are encouraged - but not obligated - to purchase an owner’s title policy. Keep in mind that because title policies are issued simultaneously in Bucks County, Pennsylvania, the lender policy will carry the majority of the cost, so the incremental cost for the added protection of an owner’s policy relatively low.

Who is supposed to order title insurance policy in Bucks County?

For a purchase or refinance in Pennsylvania, the buyer/borrower is entitled to shop around and select their title insurance provider. The lender and/or real estate brokerage can offer a recommendation, or promote the in-house title agency, but the buyer is under no obligation to use them. The buyer selects the title company, and authorizes them to order a title search on the property, issue the title insurance policies and conduct the closing.

When does the title insurance policy need to be ordered?

Once you have a signed agreement of sale, it’s time to order title insurance.

What does the settlement process involve?

Your title agent will guide you through the process, and prepare you and your transaction for the big day:

• Search the property's title history for defects and assure that any existing liens, judgements, and property/school taxes are paid in full
• Schedule your closing and send out notices to all parties involved
• In collaboration with your lender, prepare, review and explain your final documents
• Make sure deposits are received and credited
• Prepare the deed and title to your new property
• Attend closing and disburse proceeds
• Record your deed and/or mortgage with the local municipality
• Issue electronic copies of signed loan documents
• Issue Pennsylvania title insurance policies

Because your title insurance and settlement services go hand in hand, the cost for these services is included with the purchase of your title insurance. The quote you receive for your title insurance should be all inclusive and reflect these services and any related charges.

For a complete and accurate PA title insurance quote for Bucks County purchase or refinance, please use our instant title insurance calculator listed below.