Bucks County Title Insurance Company
Are you looking for a Bucks County Title Insurance Company?
You have the right to select your title insurance company, even a title agent who is located outside your local area. As long as they are licensed in Pennsylvania, they can provide the title insurance policies for your Bucks County, PA purchase or refinance.
Is title insurance a requirement in Bucks County?
If you take out a mortgage loan in PA, your lender will require a title insurance policy for their protection. As the borrower, you are encouraged - but not obligated - to purchase an owner’s title policy. Keep in mind that because title policies are issued simultaneously in Bucks County, Pennsylvania, the lender policy will carry the majority of the cost, so the incremental cost for the added protection of an owner’s policy relatively low.
Who is supposed to order title insurance policy in Bucks County?
For a purchase or refinance in Pennsylvania, the buyer/borrower is entitled to shop around and select their title insurance provider. The lender and/or real estate brokerage can offer a recommendation, or promote the in-house title agency, but the buyer is under no obligation to use them. The buyer selects the title company, and authorizes them to order a title search on the property, issue the title insurance policies and conduct the closing.
When does the title insurance policy need to be ordered?
Once you have a signed agreement of sale, it’s time to order title insurance.
What does the settlement process involve?
Your title agent will guide you through the process, and prepare you and your transaction for the big day:
- Search the property's title history for defects and assure that any existing liens, judgements, and property/school taxes are paid in full
- Schedule your closing and send out notices to all parties involved
- In collaboration with your lender, prepare, review and explain your final documents
- Make sure deposits are received and credited
- Prepare the deed and title to your new property
- Attend closing and disburse proceeds
- Record your deed and/or mortgage with the local municipality
- Issue electronic copies of signed loan documents
- Issue Pennsylvania title insurance policies
Because your title insurance and settlement services go hand in hand, the cost for these services is included with the purchase of your title insurance. The quote you receive for your title insurance should be all inclusive and reflect these services and any related charges.
For a complete and accurate PA title insurance quote for Bucks County purchase or refinance, please use our instant title insurance calculator listed below.
About ALT Title an Bucks County Title Insurance Company
ALT Title is an independent title insurance and settlement services company. Our local company has been serving Pennsylvania home buyers for 19 years. Our staff has over 75 years of combined experience and has closed over 18,000 transactions, savings our clients upwards of $7.5 million in out of pocket costs.
Buyers can save up to $700 or more at the closing table when they choose ALT Title. No closing fee, no document prep fees, no courier or wire fees. And rather than pay their lender, real estate brokerage or other title company an admin fee to process your transaction, ALT would be happy to process your transaction at no additional charge.
We have a Pennsylvania real estate attorney on staff who is available for consultation should an issue arise.
Get an instant title insurance quote for your purchase or refinance in Bucks County, Pennsylvania using our title insurance calculator.
Visit Our Homepage https://alttitle.com
ALT Title provides settlement services for the following towns:
Upper Black Eddy
We also help RE agents, brokers, mortgage lenders, and private sellers to close on their transactions. If you need conveyancing services in Pennsylvania, please get in touch at (215) 699-1200.