Home Buyer’s Guide to Savings

THE ALT TITLE HOME BUYER’S GUIDE TO SAVINGS 5 Strategies for minimizing out-of-pocket closing costs and maximizing allowable credits to save thousands more. ALT works with local lenders and real estate professionals to turn home buyers into homeowners. We set out on a mission to make buying a home more affordable and what we started…

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Protect Yourself Against Wire Fraud

Beware of Wire Fraud As if finding the right house, lender and title insurance company weren’t complicated enough, now you have to be cautious of fraudsters thousands of miles away trying to hack your email in an effort to divert your money into their bank account. Buying or Selling a House? Watch out! Wire fraud…

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What to Expect From a Full Service Settlement Company

When you finally find the perfect home for you and your family and the seller accepts your offer, you’re not quite across the finish line. There is still plenty of work to be done. For most homebuyers, the next move is to enlist the help of a settlement company. Since buying a home isn’t something…

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What Happens at Settlement?

If you’re in the final stretch of buying a new house, it’s still not quite time to pat yourself on the back. You’ve made it this far and are inches away from owning your dream home. Now that you’ve jumped through all of the necessary hoops and obstacles, there’s one final, significant hoop you must…

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Why choosing the right settlement company matters

I received a call last week from a mortgage broker with a question about a possible title insurance claim. He was contacted by a client who has a friend that refinanced in 2006. At closing the homeowners paid off their existing mortgage, a municipal utility lien for $15,000 and received a small amount of cash…

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Buying new construction? You’d better hire the right title company.

I’ve always said that an educated home buyer should start the process by finding the title/settlement company they would like to use before they get emotionally involved in negotiating for the new house.  This is especially important when buying new construction.   When you deal with a builder, you’ll need a good title company to assist…

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Top 3 Reasons to Give Up Your Right to Choose

We’ve designed our website www.ALTtitle.com to be a resource for anyone who’s considering buying or refinancing real estate. From the more than one thousand people who visit our site every month, we list the top three reasons that they’ve been given as to why they shouldn’t shop around for title insurance and related settlement services.…

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