Buying new construction in PA?
You'll need a good title company.
And you'll get more and save more with ALT!
You Have the Right to Choose Your Title Insurance Provider - Make it ALT!
Federal law gives consumers the right to choose their own title company when they buy a home, buy new construction, or refinance a mortgage – Make it ALT!
When you shop around, you’ll save. ALT eliminates all miscellaneous title fees—putting more money back in your pocket. Plus, we add even more value:
✔ Need to modify your deed? If you’re adding or removing someone from the title, we’ll prepare the new deed at no extra cost.
✔ Unlike other title companies, we don’t charge an administration fee to order your mortgage payoff or real estate tax certifications (tax collector preparation charges may still apply).
ALT is setting the standard for transparent pricing and a hassle-free settlement experience!
Get a complete and accurate title insurance quote online 24/7!
Get a Distinct Advantage with ALT Title
Each builder has their own Agreement of Sale and the terms and language are not necessarily pro forma. By choosing ALT Title to manage your title insurance and closing processes, you gain a distinct advantage. We offer a complimentary hour with our attorney to review of your Agreement of Sale before you sign. This added layer of expertise safeguards your interests and enhances your understanding of the contractual intricacies associated with purchasing new construction.
ALT Title (Associates Land Transfer Company LLC) is a family-owned independent title insurance and settlement services company established in 2002. Our staff has over three decades of industry experience and our unwavering commitment lies in delivering unparalleled service and savings.
ALT is an independent title company with decades of settlement experience with both national builders and local builders throughout PA.
What You Need to Know When Buying New Construction
Learn why it's important to have an independent set of eyes when buying from a builder.
If we're buying new construction, do we need title insurance?
If you are taking out a mortgage, yes, your lender will require title insurance for new construction homes. Title insurance protects against hidden title issues like boundary disputes, unpaid taxes, or liens from contractors and other issues.
Going with ALT was one of the best decisions I made as a first time home buyer.
The first title company I was connected to had a really nice digital interface & a snazzy app, but they also couldn’t/wouldn’t tell me what I should expect to pay on top of the cost of insurance. They were asking me to sign the insurance agreement and I still had no idea what other fees would be involved to close.
ALT was crystal clear: they gave me their estimate, and they charged me exactly that estimate, which plainly listed out what it did and did not include. The other title company insisted that the estimate was not realistic and too good to be true, but that’s what I paid. ALT covered/comped almost all the incidental costs over the insurance premium—no other title company’s price came close.
At that unbelievably low price, I also got super friendly, super responsive, knowledgeable service. Everyone at the company was great, helped make things happen fast, and also walked me through some of the non conventional aspects of our purchase. (Another thing the other title company not only could not do, but seemed unclear on themselves.)
Seriously: it seems like there should be a catch but there isn’t. Cannot recommend this company highly enough.
K.L.
ALT saved me a few hundred dollars.
"I have been warned about ripoffs and hidden fees at settlement. They answered my many questions and helped to eliminate a phony charge the seller's realtor wanted to collect from me. They charged me exactly what PA dictates and NOTHING more--no conveyancing fees, no notary fees, no office use fees, no deed recording fees or any other invented fee of any kind."
Rich C.
I was introduced to ALT through my realtor.
"The quote was unbeatable. No hidden fees at settlement. No surprises at all. They were on time and everything was smooth. Frank answered all the questions patiently and things to avoid after the settlement in regards to duplicate deeds in mail and other cautions. I would recommend ALT to anyone looking for a title company."
-Arvind J.
Everyone was so great to work with at ALT.
"We used ALT recently to purchase a new home and they were fantastic. They made the process so easy and the best part was that you didn't have to fight with them over any hidden charges which sometimes happens with title companies. I recommend them highly."
-George H.
More Tips for New Construction Buyers
on the ALT Tite Blog
Should I Have an Attorney Present When Buying New Construction?
One of the biggest ways you can protect yourself when buying from a builder is by hiring an attorney to review any contracts before you sign them.
Read Full Post
Buying new construction? You’d better hire the right title company.
When you deal with a builder, you’ll need an experienced, independent title company to assist you in leveling the playing field.
Read Full Post
Read this before signing a contract to use your builder’s title company
Choose an independent title company to represent you. They won’t be influenced by the builder when it comes to correcting title issues.
Read Full PostHomebuyer's Guide to Savings Don't break the bank, reduce out of pocket closing costs.
Buying a home doesn't have to deplete your savings account. We're going to share with you the same common sense tips we give our customers, friends and family. It's the smart way to buy a house.
CashtoClose Calculator Esimate your monthly payment and all your closing costs
Estimates your all-in mortgage payment including taxes, insurances - and all your closing costs - pro-rated based on the settlement date. It's free to use. No email address required. Create a free account to save your estimates all in once place and edit them later.