what is title insurance

Do I Really Need Owner’s Title Insurance?

Between fees and unexpected additional costs, buying a house can end up costing more than you anticipated. So it’s totally normal to question those extra items and whether or not you really need them. Take owner’s title insurance. If you’re going to have a mortgage, your lender will insist on a lender’s policy, but is…

Buying new construction? You’d better hire the right title company.

By Frank Dowd

I’ve always said that an educated home buyer should start the process by finding the title/settlement company they would like to use before they get emotionally involved in negotiating for the new house. This is especially important when buying new construction. When you deal with a builder, you’ll need a good title company to assist…

The Facts on Title Insurance

By Frank Dowd

What is title insurance? Title insurance protects the home owner and mortgage lender against ownership disputes relating to your property. Title Insurance is a specific type of insurance, paid in a one-time fee during settlement, which protects you and your lender in the event of a dispute over the property’s rightful owner. Think of it…