Between fees and unexpected additional costs, buying a house can end up costing more than you anticipated. So it’s totally normal to question those extra items and whether or not you really need them. Take owner’s title insurance. If you’re going to have a mortgage, your lender will insist on a lender’s policy, but is…

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After months of house hunting, the Johnsons had grown weary. With their long list of items that the “perfect” house must have, they feared they wouldn’t ever find what they were looking for. Sure, the last house they saw had everything they needed, but it just didn’t feel like home. And then, the impossible happened.…

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Years ago, the ideal backyard included a patio set, a pool, and maybe a cool water slide. Today, the backyard is prime real estate for an inviting outdoor living space. That’s right—homeowners are dreaming big when it comes to designing their backyards, and they aren’t shy about turning those dreams into realities. From thriving gardens…

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Real Estate Agent Pointing While Showing the House to Couple

When you’re selling or buying real estate, whether residential or commercial, hiring the right agent can make the difference between sale or no sale. Presently we’re involved in a commercial purchase transaction, with a purchase price of more than $3 million. Unfortunately the appraisal for the property came in $800,000 below the contract sale price,…

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Whenever I start hearing these radio commercials or see the so-called brand new investor on television proudly displaying his check for thousands of dollars in profits, I know it won’t be long before we start receiving calls and emails from “wanna be” investors. The question we get… Do you have experience settling “flipped” or as…

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According to Steve Deggendorf, a director in Fannie Mae’s economic and strategic research, between 40%-50% of Americans with a mortgage have never refinanced and have an average mortgage rate around 6%. Since there are roughly 50 million mortgages outstanding, that means 20 million-plus households could potentially refinance. Fannie Mae’s national housing survey lists the top…

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As professionals working within the real estate industry, we are and should be held to the highest standards under the law when it comes to protecting the interests of our client. You’ll find many definitions of “fiduciary duty,” but this one seems to sum it up perfectly. “A fiduciary duty is the highest standard of…

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I received a call last week from a mortgage broker with a question about a possible title insurance claim. He was contacted by a client who has a friend that refinanced in 2006. At closing the homeowners paid off their existing mortgage, a municipal utility lien for $15,000 and received a small amount of cash…

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During the course of my daily travels, I pass this house three or four times a week, that has been listed for sale with a real estate agent for almost a year now. At this point, the “for sale” sign seems to be nothing more than a lawn ornament to daily passers-by like myself. For…

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