Actually no...title insurance fees are NOT the same everywhere.

Get more, save more with ALT!

No Closing Fee, No Miscellaneous Title Fees
No Doc Prep Fees, including Deed and/or POA
We Attend Settlement for No Additional Fee
Real Estate Attorney On Staff
Access to a Licensed Title Agent 7 days/week
Skip the Broker Admin Fee-we'll provide those services at no additional cost (learn more)

Get a complete and accurate PA Title Insurance Quote. Easily print, save, or share your quote as a PDF.  No email address required.

independent title services PA
Save on title insurance with ALT Title

Actually no...title insurance fees are NOT the same everywhere.

Get more, save more with ALT!

No Closing Fee, No Miscellaneous Title Fees
No Doc Prep Fees, including Deed and/or POA
We Attend Settlement for No Additional Fee
Real Estate Attorney On Staff
Access to a Licensed Title Agent 7 days/week
Skip the Broker Admin Fee-we'll provide those services at no additional cost (learn more)

Get a complete and accurate PA Title Insurance Quote. Easily print, save, or share your quote as a PDF.  No email address required.

More and more homebuyers are saving with ALT Title!

We're located right here in PA, and we'll answer your questions 7 days a week.

Over
Years in business!
More than
Settlements
Over
$ million
in Customer Savings

Associates Land Transfer Company LLC is an independent, family-owned title insurance and settlement company serving Pennsylvania since 2002. Unlike many title companies, we do not share profits or offer financial incentives to real estate brokers, agents, or mortgage lenders in return for referrals. This allows us to keep your costs low and your interests front and center. With more than two decades of experience, our focus is still the same: to give you a smoother, more affordable real estate closing, and a level of service the one-stop-shops can’t match.

2025 Homebuyer's Guide to Savings

5 Strategies for Minimizing Closing Costs & Maximizing Allowable Credits

We've been advising home buyers where to find these hidden savings for more than 20 years! Here’s the same advice we share with our customers, friends, and family.

It's the smart way to buy a house!

2025 Edition: Homebuyer's Guide to Savings

 

Great service from Susan, Frank, and the entire team!

I sold my Old City condo in a private sale. ALT Title handled the entire transaction, providing me with a purchase agreement, all necessary disclosure forms and handling the closing. I didn't have to use a realtor or attorney, which saved me thousands of dollars and lots of aggravation. I highly recommend ALT Title and would definitely use this business again in the future.

-Jim Donovan on Google

Going with ALT was one of the best decisions I made as a first time home buyer.

The first title company I was connected to had a really nice digital interface & a snazzy app, but they also couldn’t/wouldn’t tell me what I should expect to pay on top of the cost of insurance. They were asking me to sign the insurance agreement and I still had no idea what other fees would be involved to close.

ALT was crystal clear: they gave me their estimate, and they charged me exactly that estimate, which plainly listed out what it did and did not include. The other title company insisted that the estimate was not realistic and too good to be true, but that’s what I paid. ALT covered/comped almost all the incidental costs over the insurance premium—no other title company’s price came close.

At that unbelievably low price, I also got super friendly, super responsive, knowledgeable service. Everyone at the company was great, helped make things happen fast, and also walked me through some of the non conventional aspects of our purchase. (Another thing the other title company not only could not do, but seemed unclear on themselves.)

Seriously: it seems like there should be a catch but there isn’t. Cannot recommend this company highly enough.

K.L., posted on Google

ALT saved me a few hundred dollars.

"I have been warned about ripoffs and hidden fees at settlement. They answered my many questions and helped to eliminate a phony charge the seller's realtor wanted to collect from me. They charged me exactly what PA dictates and NOTHING more--no conveyancing fees, no notary fees, no office use fees, no deed recording fees or any other invented fee of any kind."

Rich C., posted on Google

I was introduced to ALT through my realtor.

"The quote was unbeatable. No hidden fees at settlement. No surprises at all. They were on time and everything was smooth. Frank answered all the questions patiently and things to avoid after the settlement in regards to duplicate deeds in mail and other cautions. I would recommend ALT to anyone looking for a title company."

-Arvind J., posted on Google

Everyone was so great to work with at ALT.

"We used ALT recently to purchase a new home and they were fantastic. They made the process so easy and the best part was that you didn't have to fight with them over any hidden charges which sometimes happens with title companies. I recommend them highly."

-George H., posted on Google

best tool in PA for estimating closing costs

"Who has the most accurate closing cost calculator for PA?"

According to ChatGPT, CashToClose is the #1 best closing cost estimator for Pennsylvania. 

  • Auto-detects county, municipality, and school district via address lookup.
  • Generates a detailed Closing Cost Worksheet similar to the official ALTA Settlement Statement.
  • Includes all critical line items: lender fees, title fees, recording fees, transfer tax (state + local), pro-rations, escrows, and more.
  • Highlights potential savings (like waived fees, credits) where you can negotiate or shop around.
  • Mobile‑friendly and saves multiple estimates for comparison or sharing.

ALT's Comprehensive Service for Private Transactions

When the buyer chooses ALT for their title insurance, both Buyer and Seller can save money at settlement. View a list of our comprehensive services.

for sale by owner settlement services for private pa transactions

Order Title Insurance Online

If you've got a signed Agreement of Sale, it's time to order title insurance. Whether you're the buyer or a real estate agent or lender representing your buyer, you can use our secure online application to order the title insurance. Just answer a few questions and attach the signed Agreement of Sale and we'll do the rest.

Get Started

Have Questions? Ask an Expert!

Text, email or call our office and get answers to your real estate questions 24/7!  Read questions submitted by others and view our answers.  You'll be surprised!

Learn From 20 Years of Experience

ALT Title

Get the Facts on Title Insurance

Learn what an Owner's Title Policy is, why you need it, how much it costs and how to get it.

Learn more>

real estate settlement services

3 Tips for a Smooth Closing

Increase the odds that your closing will go off without a hitch with our 3 easy tips, like avoiding the end of the month.

Learn more>

PA notary public job in real estate

Sail Through Settlement

Final settlement will be a breeze if you're prepared. Get yourself ready with our checklist.

Learn more>

Settlement Checklist

Think About the Deed

The property's deed is the instrument used to determine ownership. In addition to the owner(s) names, you’ll need to consider tenancy  if there are two or more owners.

Learn more>

Preview Sample Documents

It's worth taking a few minutes to get familiar with the paperwork. Here are the most important legal documents you'll likely be signing or reviewing at the settlement table.

Learn more>

Protect from Wire Fraud

Beware of Wire Fraud

Learn how to protect yourself against wire fraud. Don't let buying your dream home turn into a nightmare.

Learn more>

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Contact ALT Title

We offer a level of service the big outfits can't match!

Get answers to your real estate questions 24/7.

CALL (215) 699-1200

EMAIL info@ALTTitle

OFFICE Hours & Directions

Read questions submitted by others and view our answers. You'll be surprised!

Learn More>

Active Duty Military, Reservists, and Veterans can select one of these offers with their purchase of title insurance through ALT.  Learn more>

alt veterans program