Welcome to the ALT Title Blog
"Now more than ever, savvy home buyers are turning to the web to better understand the process of buying, selling and refinancing real estate."
-Frank Dowd, Founder & Former President of ALT
Is owner’s title insurance optional?
Owner’s title insurance is optional, there is no law that requires it. But when you understand the benefits, you’ll realize that peace of mind isn’t as expensive as you might think.
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Shop around! Don’t pay too much for title insurance.
Here are a few helpful tips to keep in mind as you shop around for title insurance: Your real estate agent may ask you to sign a disclosure form, or an authorization to order title insurance for you. However, you are not obligated to use your real estate agent or lender for title insurance. Regardless…
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First Time Home Buyer’s Guide to Title Insurance & Final Settlement
First Time Home Buyer’s Guide to Title Insurance & Final Settlement You don’t need help answering fluffy questions like what kind of neighborhood do you want, or what’s the difference between an adjustable rate mortgage and a fixed rate mortgage? But if you can grasp these 5 points, you’ll be better prepared going into the…
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What to Expect From Your Settlement Company
When you finally find the perfect home for you and your family and the seller accepts your offer, you’re not quite across the finish line. There is still plenty of work to be done. For most homebuyers, the next move is to enlist the help of a settlement company. Since buying a home isn’t something…
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What is Owner’s Title Insurance? Do I Need It?
Owner’s title insurance offers essential protection against the unknown. Legally, it is not required, but let the buyer beware…
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What Happens at Settlement?
If you’re in the final stretch of buying a new house, it’s still not quite time to pat yourself on the back. You’ve made it this far and are inches away from owning your dream home. Now that you’ve jumped through all of the necessary hoops and obstacles, there’s one final, significant hoop you must…
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The Real Estate Professional’s Guide to the new TRID Rules
TRID rules go into effect Oct 3, 2015 and will change the consumer mortgage process. Understand the integrated forms, the new processes and timelines.
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Buying or Selling a Home? This is where you’ll get ripped off.
The real estate industry is also famous for excessive junk fees and kickbacks on ancillary services. Negotiating for reduced or waived fees could save you thousands of dollars at the settlement table. Here are the fees to watch out for.
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