What Happens at Settlement?

If you’re in the final stretch of buying a new house, it’s still not quite time to pat yourself on the back. You’ve made it this far and are inches away from owning your dream home. Now that you’ve jumped through all of the necessary hoops and obstacles, there’s one final, significant hoop you must…

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Smaller Real Estate Agencies Are Better

When the time comes to buy or sell a home, there are many advantages to enlisting the help of a realtor. They have the education and experience in your local market, can act as buffers between you and the seller’s agent if you’re looking at a home to purchase, and can handle the negotiations and…

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Must-Have Homebuyer Apps

Buying a house is an exciting time, but a stressful one as well. More often than not, homebuyers are burdened with self-doubt, confusion over paperwork and industry-related jargon, and the general stress of making a huge financial commitment—all of which make it difficult to stay on the ball. Fortunately, however, there are apps for that.…

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Do I Really Need Owner’s Title Insurance?

Between fees and unexpected additional costs, buying a house can end up costing more than you anticipated. So it’s totally normal to question those extra items and whether or not you really need them. Take owner’s title insurance. If you’re going to have a mortgage, your lender will insist on a lender’s policy, but is…

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Taking Emotion Out of Buying a House

After months of house hunting, the Johnsons had grown weary. With their long list of items that the “perfect” house must have, they feared they wouldn’t ever find what they were looking for. Sure, the last house they saw had everything they needed, but it just didn’t feel like home. And then, the impossible happened.…

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Why Hiring the Right Real Estate Agent Matters

When you’re selling or buying real estate, whether residential or commercial, hiring the right agent can make the difference between sale or no sale. Presently we’re involved in a commercial purchase transaction, with a purchase price of more than $3 million. Unfortunately the appraisal for the property came in $800,000 below the contract sale price,…

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You know a good deal when you see one…or do you?

Last week I came across a post on a social media site from a real estate agent in PA who was teaming up with their in-house mortgage company and a title insurance company, offering discounts on their services when you hired them to buy a house. The real estate company was offering a modest commission…

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