Title Insurance and Settlement Services

When Buying or Refinancing Real Estate,
or Selling a Home Privately, you’ll want ALT on your team!

ALT is a full service title insurance and settlement services company. Whether you’re purchasing your new home with the assistance of a real estate broker or privately, you can count on our experienced staff to guide you through the process. Best of all, most of our services are covered in the one-time title insurance premium that you pay at settlement.

Title Insurance & Settlement Services

  • Title Insurance
  • Real Estate Closings
  • Property Searches
  • Deed/Mortgage Preparation & Recording
  • Notary Services

For a complete list of services included with your one-time title insurance premium click below.

For Sale by Owner Services

  • Advertise your listing on our social media platforms
  • Draft Agreement of Sale
  • Coordinate the entire transaction
  • Conduct your closing and securely store all settlement documents electronically.

For a complete list of services included with your one-time title insurance premium click below.

Attorney Services

Our in-house real estate attorney can provide peace of mind for any unexpected issues that might arise.

 

  • Negotiate contract terms
  • Review/draft Agreements of Sale
  • Review/draft Lender Documents
  • Legal representation at settlement

To learn more about our legal services or to speak with our attorney click here.

Service After the Settlement

ALT customers can benefit from our complimentary services long after settlement. All of your settlement documents are stored on our secure server free of charge and available upon request. In addition we extend our drop-in notary service free of charge exclusively to ALT customers, and if you need to add or remove a name from your deed, there’s no charge for preparing the new deed. (Customers pay for the county recording fee and transfer tax if applicable.)

Visit Our Blog

Do I Need Owner’s Title Insurance?

March 30, 2017

Owner’s title insurance offers essential protection against the unknown. Legally, it is not required, but let the buyer beware…

Buying or Selling a Home? This is where you’ll get ripped off.

August 25, 2015

The real estate industry is also famous for excessive junk fees and kickbacks on ancillary services. Negotiating for reduced or waived fees could save you thousands of dollars at the settlement table. Here are the fees to watch out for.

There are 4 keys to selling your house. The rest is nonsense.

June 12, 2015

There are four main ingredients to be successful in selling your house. All of the other nonsense is just personal promotion to justify hefty commissions.

Avoid the end of the month for your next real estate closing

June 4, 2015

Is it better to schedule your closing at the end of the month or the beginning? There’s no monetary advantage either way, but if you avoid the last few days of the month you’ll be much more likely to have a smooth closing.

Yes, It’s True – Fees Are Negotiable When Buying a House

June 2, 2014

When you’re buying a new house, the actual house itself isn’t the only thing you’re paying for—there are a number of fees that are rolled into the final price in order to make it officially yours. Although many experienced homebuyers are aware of the extra costs, there are plenty of first-timers who are hit with…

Why Hiring the Right Real Estate Agent Matters

March 3, 2014

When you’re selling or buying real estate, whether residential or commercial, hiring the right agent can make the difference between sale or no sale. Presently we’re involved in a commercial purchase transaction, with a purchase price of more than $3 million. Unfortunately the appraisal for the property came in $800,000 below the contract sale price,…